Hackensack ERISA Attorney
Experienced Legal Help for Claims Involving Group Benefit Disability Policies
If you purchased disability insurance through an employer-sponsored plan, you probably did so with the thought that if you became disabled and needed long-term care — the financial resources you'd need to survive would be there for you and your family.
Unfortunately, they may not be — at least not without the help of an experienced lawyer.
At the Law Offices of Steven Gaechter, in Hackensack, ERISA lawyer Steven Gaechter helps people in northern New Jersey to secure the disability insurance benefits they deserve from group benefits providers under ERISA and from private insurance carriers as well.
Why Hire a Bergen County Disability Benefits Lawyer to Handle Your ERISA Claim?
Among many other employment benefits, many employers offer employees the option to purchase long-term disability insurance (and in some situations, premiums may be paid partially or completely by the employer). As with private disability insurance policies, long-term disability insurance coverage purchased through a group policy provides peace of mind to employees. They feel secure that income benefits will be provided should they ever need them.
However, most employer group policies for long-term disability coverage are governed by the federal Employment Retirement Income Security Act of 1974 (ERISA). These rules must be followed precisely, whether filing your initial application for disability benefits, providing medical documentation or proceeding with an appeal. When it comes to filing claims governed by ERISA, disabled employees are at a significant disadvantage. Claims that should be obvious are denied — usually with the hope that the claimant will eventually give up.
Never assume your insurer is on your side. Talk to an experienced attorney before talking to an insurance company representative or filing a disability claim.
Learn More About ERISA and Long-Term Disability Benefits:
- The differences between ERISA and non-ERISA claims
- The steps involved in the ERISA claims process
- The medical evidence and documentation that's required under ERISA rules
- Why disability insurance settlements are sometimes the best option
What sets us apart from other firms you might turn to for help is that here — every claim we take is personally handled by an experienced attorney. That attorney is Steven Gaechter. In the last 25 years, Mr. Gaechter has handled disability claims at every stage and at all levels of appeal, including federal court. In fact, in recent years, he has fully litigated to conclusion and prevailed in three federal cases that resulted in reversals of long-term disability benefit denials under ERISA.
Mr. Gaechter has established credibility among defense counsel for the insurers. Known for his experience, results and professional integrity — these things help Mr. Gaechter to negotiate fair settlements outside of court in appropriate cases.
Help Is Here — Call 201-546-5758 Today for
the Benefits of Experience and the Benefits You Deserve
For a free initial consultation regarding an ERISA disability claim — call our law offices in downtown Hackensack or take a moment to contact our law firm online.
Contingency fee arrangements may be available on appropriate ERISA and private disability cases.
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