Hackensack Private Long-Term Disability Attorney
Experienced Legal Help for Claims Involving Individual Disability Policies
The purpose of purchasing an individual disability insurance policy through a private insurance broker is to protect your ability to support yourself and your family if you ever become incapable of working due to a serious injury or disability. But, what happens when the insurance company denies your claim for long-term disability income? How will you pay your bills and manage your long-term care needs?
A Bergen County Private Disability Insurance Lawyer Can Make a Difference
With the help of an experienced Hackensack private long-term disability lawyer, you can stand up to the insurance company and hold it to its policy obligations. At the Law Offices of Steven Gaechter, we help individual disability policy holders in Bergen County and throughout northern New Jersey obtain the financial resources they need and are entitled to under their private disability insurance plans.
Understanding Private Long-Term Disability Insurance
Long-term disability insurance provides income benefits in the event that you suffer a long-term injury or long-term illness. Many people purchase disability insurance through their employers under ERISA-qualified plans. However, given the limited rights and heavy restrictions involved in filing long-term disability claims under Employee Retirement Income Security Act (ERISA) laws, and the range of benefits offered through private policies some people choose to purchase an individual policy through an insurance broker.
Better benefits don't necessarily mean a better disability claims process.
Insurance companies are focused on preserving the bottom line and that frequently means denying legitimate claims. Insurance companies may deny private long-term disability claims on the basis of an alleged pre-existing condition, may retroactively rescind or cancel a policy due to a late or missed premium payment, or may attempt to find any other reason to delay or deny your claim. Whether you are preparing your private disability insurance application or are facing a denied disability claim, our New Jersey disability law firm can help.
Additional Information About Private Disability Claims:
- ERISA vs. non-ERISA claims (individual long-term disability policy claims)
- Is a disability insurance settlement right for you?
When you come to our law firm for help with a disability claim, you can count on receiving personal attentive service from the attorney you hired — Steven Gaechter. That is because Mr. Gaechter personally handles all aspects of every case our firm accepts, and he provides each client with the attentive service they deserve. With more than 25 years of experience handling disability claims in northern New Jersey, he has the experience, credibility and determination to handle long-term disability cases with the utmost professionalism and efficiency.
Help Is Here — Call 201-546-5758 Today for
the Benefits of Experience and the Benefits You Deserve
Insurance companies are notorious for taking advantage of those not represented by an experienced lawyer. Talk to an attorney first. For experienced help from a knowledgeable and informative attorney and help with your private long-term disability claim, call our law firm in downtown Hackensack or take a moment to contact our law firm online.
Contingency fee arrangements may be available on appropriate private disability cases.
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