Getting Supplemental Security Income (SSI) in New Jersey can be a relief to those who are disabled, blind and 65 and older with resource and income limitations. Still, getting the benefits will not automatically clear a person's financial worries so they no longer need to think about making ends meet. Part of life is unexpected expenses. If there are costs that must be paid and SSI-related benefits do not provide enough to cover them, it might be necessary to secure a loan. However, people are frequently frightened by how a loan will affect their SSI benefits. Understanding the law for this issue is imperative.
Being approved for Supplemental Security Income can be the equivalent of a sigh of relief for New Jersey residents. If they meet the income and resource limitation requirements, are blind, disabled and 65 or older, they are likely eligible for SSI. Even with that, there are often factors that prevent them from getting benefits. Being approved can take all the worries and fears out of the equation. That, however, does not mean the SSI benefits will continue indefinitely.
Not all New Jersey residents who are getting Supplemental Security Income are completely unable to work. Many will either work or want to work despite being blind, disabled, over 65 and meeting the other requirements to get SSI. There are, however, concerns as to how the Social Security Administration will view people who are earning income when the amount is at the substantial gainful activity, or "SGA," level. Under Section 1619(a) of the SSA's "Red Book," people who work can still get SSI benefits.
Supplemental Security Income is for those who are limited in their income and resources and have a disability. While this might seem simple, there is also nuance and various rules that allow New Jersey applicants and recipients of SSI benefits to have resources they would otherwise not be able to have if it falls into a certain category. Being disabled, 65 or older or blind and having limited income and resources are the basic requirements for SSI. If, however, the counting of the resources is problematic, the person can have some of the resources excluded if they are needed for self-support.
When seeking any kind of Social Security disability benefits, New Jersey residents will undoubtedly be aware that their functional limitations are key to getting an approval. For those who meet the requirements to get Supplemental Security Income of being 65 or older, having limited income or resources, being blind or disabled, it is also important to know how exertional and non-exertional limitations will impact their claim. For assistance with these complex matters, it is always a good idea to have legal assistance.
For New Jersey residents who are applying for or receiving Supplemental Security Income (SSI), they must know that the resources they own are critical in the determination as to whether they are eligible for these benefits or not. Just because a person has been approved for SSI benefits or they are already getting them does not mean the benefits are indefinite. On the contrary, the Social Security Administration will check the person's resources each month to ensure that they have not gone beyond what they can have and still receive benefits. If there is a disagreement regarding valuing resources or some other concern, it is wise to have legal assistance.
Not all New Jersey residents who are getting Supplemental Security Income (SSI) are completely unable to work and perform substantial gainful activity (SGA). Simply being blind, disabled, 65 or older and having limited income does not imply that work is impossible. With these criteria for SSI benefits being met, the person can still try and get back into the workforce or even start their own business. However, a frequent sticking point is a lack of understanding as to how the Social Security Administration (SSA) handles circumstances where a person who was getting SSI, tried to work and failed.
Not every case in which a New Jersey resident is seeking Supplemental Security Income is simple. Everyone's situation is different and there are myriad factors that must be considered when filing an application for SSI-related benefits. One circumstance that presents challenges is if a person who believes he or she is eligible for SSI based on a disability, blindness, being 65 or older and meeting the income limits is if he or she is incarcerated. There are cases where people can file for SSI while they are incarcerated. Understanding how to deal with such a complex case requires legal assistance.
New Jersey residents who are considering applying for Supplemental Security Income and meet the basic requirements should be aware that there are certain factors that will automatically disqualify them from being approved. Simply because blind or disabled individuals are 65 or older and meet the income limitations to get SSI benefits does not mean they can get them in every circumstance. For people preparing an application, it is important to settle certain matters that render them ineligible, if possible. When preparing an application, it is important to have legal advice.
New Jersey residents who are getting Supplemental Security Income and are working will often need to enter a medical facility due to their disabling issues. Many are concerned as to how this will impact their SSI benefits. Those who get SSI and work should be cognizant of how the process is handled, if they can receive benefits while they are in the facility, how much they can earn, and other factors. Understanding the rules for this situation is key.