The ERISA Claims Process And Appeals
All insurance claim filings can be complicated, especially disability claims governed by the federal Employee Retirement Income Security Act (ERISA). That is why our New Jersey ERISA appeals lawyer at The Law Offices of Steven Gaechter is committed to helping people properly complete and file ERISA claims for disability benefits. We also provide direct representation in both negotiations and at trial when a claim has been denied or is in dispute.
All disability claims at our firm are handled personally by Steven Gaechter, a lawyer with 30 years of experience.
Information Regarding The ERISA Claims Process
When it comes to preparing and filing your ERISA claim, careful and correct preparation is essential to success. Claims forms, and medical evidence and supporting documentation should be carefully prepared and reviewed at this stage. We can help you obtain the proper forms from your insurer or human resources department. We will work with your doctor to gather medical records and other information that supports your diagnosis and explains how your ability to work has been limited.
After the claim has been filed, insurers must make a decision within a certain specified amount of time and provide you with proper notice. If benefits are denied, the notice must include specific reasons, a statement that you are entitled to bring suit in federal court after exhausting internal procedures and other important information. At this time, you should exercise your right to obtain copies of all documents the insurer relied upon when making its determination.
Proper Handling Of ERISA Appeals
ERISA appeals must be filed within 180 days from the date you received notice of the denial of your claim. If any evidence, including important medical records or reports, are not submitted during your appeal, it will not be considered by the court if later litigation becomes necessary.
That is why it is important to have an experienced attorney on your side to help ensure that your appeal is properly presented. Attorney Steven Gaechter‘s experience with handling appeals and litigation involving long-term disability benefits denials will be an especially valuable asset to have on your side.
Talk To A Lawyer With Knowledge And Experience
Getting help with the disability claims process can help position you to receive the benefits you need. Call 201-546-5758 to speak with a New Jersey ERISA appeals attorney, or contact our office online to schedule a free initial consultation to discuss your case. Our law offices are conveniently located in Hasbrouck Heights, New Jersey. We make home visits when necessary and are also available for evening appointments.
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