If you've suffered from a qualifying disability in New Jersey, you might be eligible for Social Security Disability Insurance (SSDI). SSDI is a government program that supplements your income while you're unable to work. Your family members can also apply for benefits...
If you are a New Jersey resident and are unable to work, you might be able to apply for Social Security Disability Insurance benefits. This can supplement your income in the case of total disability. However, you'll have to meet certain qualifications before you can...
New Jersey and every other state in the union must adhere to ERISA law. ERISA is a system that seek to protect employees from private employers who offer their employees certain plans such as profit-sharing and health care plans, to name a few. Private employers must...
Several different instruments are available for retirement savings. Many New Jersey residents have a 401(k) or 403(b) through their employers. Recently, the idea of automatic IRAs has been gaining ground. They provide important advantages for small employers. They're...
For physically challenged workers unable to perform their jobs for extended periods, long-term disability insurance is a solid option that just may prevent them from financial disaster. Long-term disability insurance benefits usually pay workers 40% to 60% of their...
Many people in New Jersey have sustained work injuries that essentially forced them to retire early and collect Social Security Disability (SSD) benefits. As they reach retirement age, these individuals may start to wonder if they still qualify for SSD when they're...
If you're suffering from a hand injury, you might find it difficult to go back to work. In fact, you might find that you have to quit your job altogether. But before you leave your job in New Jersey, you're probably wondering if hand injuries allow you to qualify for...
The Employee Retirement Income Security Act (ERISA) establishes certain standards for health insurance plans purchased through your employer. These standards include the claim and appeal process, as well as the information that your insurance company is required to...
Some people in New Jersey are able to continue to work while still collecting disability benefits. However, you'll have to report your wages to the government to ensure that it is not overpaying your benefits. Here's how you can do so. How do you report your income?...
Retirement plan fiduciaries do, indeed, have major control over most accounts they manage for particular employers with respect to employee retirement funds. Employees are often also bound by income tax laws for some accounts, such as a 401(k) retirement savings...
