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In New Jersey, a long-term disability insurance policy provides a source of income for people who become disabled and cannot work. In addition, it provides a way to keep an individual's or family's finances stable during a prolonged or permanent absence from the...
If you filed for disability benefits from various sources, you might notice a particular deduction from your private long-term disability insurance payments. You might think this is a mistake by your insurer, but it might not be the case if it is an offset. If you...
The backlog of Social Security Disability Insurance (SSDI) claims is a persistent problem that has plagued the Social Security Administration (SSA) for many years. Despite several efforts to reduce the backlog, the issue persists, and more than one million people are...
If you live in New Jersey, you may be considering disability insurance to protect yourself in the event of unexpected injuries or illnesses. There are several types of disability insurance available, including ERISA/Private Long Term Disability insurance. What...
Some employers provide their workers with private plans to protect their financial stability during tough times, such as injuries or health problems that cause life-altering disabilities. However, not all of them have the same terms and payment schemes. Here are the...
The Employee Retirement Income Security Act (ERISA) has various provisions, such as ensuring workers know the essentials about their plans. This policy forces managers or administrators to give their beneficiaries vital information about their benefits or their...
Illnesses often catch workers by surprise, leaving them unprepared and vulnerable. Fortunately, you can count on health or disability benefits to keep up with your bills. You can rely on these coverages because they are usually protected by federal policies, including...
Applying for a disability benefit these days is easier than it used to be. You can begin the process by calling in, visiting your local Social Security office or going on their website. Then, you need to submit your Social Security number, followed by other documents...
Social Security Disability Insurance serves as a safety net for those who are unable to work and formally deemed disabled. Paid for by Social Security taxes, benefits allow them to generate income for themselves and their families. Paying in does always mean automatic...
Many New Jersey residents rely on Social Security payments to survive. While these payments may serve as much-needed relief, many who rely on Social Security find the application process difficult. One of the more complex aspects of Social Security involves the Trial...
