Hackensack Disability Law Blog
Understanding private long-term disability
Disability insurance in Hackensack, New Jersey, provides an income for those who can no longer work due to injury or illness. Some employs buy insurance through employers, but the insurance is only good for the duration of employment. Private long-term disability and...
Recent supreme court ruling affects ERISA Statue of Limitations
A recent ruling involving the three-year statute of limitations involving the Employee Retirement Income Security Act (ERISA) could affect your own retirement plan savings. The unanimous 14-page ruling involving Intel Corporation Investment Policy Committee v. Sulyma...
Getting through work while getting through a divorce
Michigan employees who are going through a divorce are likely to find it difficult to focus on work. Divorce takes up a fair amount of emotional energy and time, especially for couples who own multiple assets whose marital property value needs to be assessed and...
The importance of experienced legal counsel in a disability claim
Filing for disability benefits can be a frustrating experience for many claimants. Applicants are unable to work and many times must be off from work for an extended period before benefits are even available. This is not only true for New Jersey residents applying for...
Social Security Disability Insurance and prescription meds
When applying for Social Security Disability Insurance, or SSDI, in New Jersey, there are many factors that the Social Security Administration will consider. Because a person must be disabled and unable to work to get the benefits, there are certain questions that...
What to avoid after a benefits claim is denied
When you file a disability claim in New Jersey or any other state, it will be sent to an examiner for review. There is a chance that your initial application will be denied. However, this doesn't necessarily mean that you won't eventually be approved for payments at a...
What to know about long-term disability policies
Individuals in New Jersey and throughout the country who go on long-term disability remain out of work for 34.6 months on average. Long-term care policies typically go into effect anywhere from 10 to 53 weeks after an individual is forced to leave work because of an...
Understanding the basic requirements to qualify for SSDI benefits
When a New Jersey resident applies for Social Security disability, it can be a worrisome time. Simply having a condition, illness or injury that prevents them from working might not be sufficient to qualify. It is important to understand the foundational requirements...
Has your long-term disability claim been denied?
New Jersey residents who have submitted insurance claims may have experienced denials. Although being denied is not uncommon, the insured may have questions, especially as far as private long-term disability is concerned. The Employee Retirement Act of 1974, or ERISA,...
How to obtain disability insurance
Regardless of how old a New Jersey resident is, it may be a good idea to purchase a disability insurance policy. Research suggests that up to 25% of all workers will experience a significant injury before they reach their retirement age. While those who are classified...
