New Jersey workers often rely on their pensions and disability insurance as safety nets for the future. ERISA is a fundamental part of protecting workers from employer wrongdoing in these areas. Still, companies are often accused of misdeeds by violating regulations...
People in New Jersey who have private or employer-sponsored temporary or long-term disability insurance may have an important financial safety net if they suffer disabling injuries or illnesses that prevent them from returning to their jobs temporarily or permanently....
The Employment Retirement Income Security Act of 1974, more popularly known as ERISA, protects the retirement incomes of individuals in New Jersey and throughout the country. When disputes arise over ERISA benefits, an "actuarial equivalence" challenge might arise....
If a person is applying for Social Security disability benefits, it is generally a good idea to include recent medical records in their application. However, obtaining these records may be difficult if a person lacks adequate medical insurance. Here are some ways to...
A federal judge agreed with a class of retirees who say that a calculation error occurred with the benefits they earned from a retirement plan offered by Colgate-Palmolive. The judge explained in her decision that the retirement plan in question began as a...
The Government Accountability Office, a government watchdog group, recently conducted a study on the adverse effects caused by the backlog in the Social Security system. In the time period studied, the GAO discovered that over 100,000 people died while waiting on...
Princeton University trustees agreed to pay $5.8 billion to resolve an ERISA complaint filed by a former employee enrolled in two of the university's 403(b) plans. The New Jersey university also offered other remedies to demonstrate its goodwill efforts to improve the...
Your labors, over time, might result in you developing a partial or full long-term disability that affects your ability to work and earn a living. Long-term disability is a commonly provided benefit via many group and private health insurance plans in and highly...
Business owners must wear several different hats: While they focus on ensuring that their company turns a profit, they also have to be sure that they are operating within the laws set by government agencies in New Jersey and at the federal level. One law that has to...
Some of the most important regulations related to employee retirement plans and disability issues are laid out in ERISA. ERISA is an acronym that refers to the Employee Retirement Income Security Act. It's one of the most important federal laws when it comes to...
