The Employee Retirement Income Security Act of 1974, or ERISA, sets the rules for how companies and employers should design retirement and health plans. The overall purpose is to protect every employee who needs to receive fair and accurate insurance benefits. There...
You may have heard of SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) as possible disability benefits in New Jersey. SSDI is for workers who have worked a long time and paid Social Security taxes. Their time working needs to be...
Many New Jersey residents will need some type of long-term care when they grow older. Planning for potential long-term care needs well in advance might help people better afford the types of care that they might require. Most people do not want to go to skilled...
There's an emerging trend in the world of the Employee Retirement Income Security Act of 1974 (ERISA) which is only growing more prevalent in New Jersey and across the rest of the United States. There have been countless attempts at swaying the courts to start...
Every worker faces the risk of becoming disabled and needing years of an alternate source of income. Millions of workers have benefited from receiving disability income insurance. The first step is to know how much a long-term disability policy in New Jersey will...
If you don't agree with the decision made by the Social Security Administration regarding your claim for disability benefits, you can submit an appeal. Most of the time, that will involve a hearing in front of an administrative law judge, or ALJ. However, this can be...
Due to an injury at work, an individual may suffer a long-term disability. The situation requires insurance that provides an income for the injured party. With insurance payments, the injured worker can continue paying bills, buying groceries and meeting other...
Anyone applying for long-term disability insurance in New Jersey can do themselves a big favor by reviewing the common causes for denial. Being prepared for the potential rejection and understanding the likelihood of it happening may help to get through this sometimes...
There are many people in New Jersey who receive both Social Security Disability Insurance and Supplemental Security Income. These programs are generally known as SSDI and SSI. Being eligible for both is not typical in most cases, but both programs do apply to many...
New Jersey residents who apply for disability benefits likely wonder about the maximum monthly disability payment they might qualify for. Disabled workers need to know how much income they will receive to support their families since they can no longer work. Your...
