If your employer-sponsored disability insurance company denies your claim in New Jersey, you might think you can gather new doctor notes or medical tests when you take your case to court. That is a dangerous mistake. Under federal Employee Retirement Income Security...
An Appeals Council denial can feel discouraging, but it does not necessarily end your disability claim. If you live in New Jersey, you may still ask a federal district court to review the SSA’s final decision. How long do you have to file? You generally have 60 days...
The hearing before an Administrative Law Judge (ALJ) is often the most critical stage of the Social Security Disability (SSD) process in New Jersey. It is your chance to appeal your claim after the denial of your reconsideration request. While standing before a judge...
The last thing you want to hear after developing a disability is a denied Supplemental Security Income (SSI) claim from the Appeals Council. Receiving a denial at this phase can be disheartening, but it is not yet the end of your appeals process. You still have...
Chronic pain can make it hard to keep up with your job and daily responsibilities. If your symptoms have reached the point where working no longer feels possible, you may wonder whether long-term disability benefits are available. In many cases, they are. A chronic...
When you look at a New Jersey ERISA disability claim, the settlement value can feel unclear at first. Many parts go into the final number. Because of that, insurers and attorneys usually look at several key details before they reach a range. What shapes settlement...
If you receive Long-Term Disability (LTD) benefits in New Jersey, you may be shocked to hear your insurer ask that you file a Social Security Disability Insurance (SSDI) claim. Understanding the reason for this can help you tackle the process efficiently when the time...
Filing for benefits under an employer plan can seem simple at first. However, many New Jersey workers receive denial letters that raise more questions than answers. These decisions often come down to small details in paperwork, deadlines or medical proof. Because of...
While it may feel discouraging to discover that your application for Social Security Disability Insurance (SSDI) was denied, it does not mean that you cannot try again. By following the right process and timeline, you can successfully appeal your case in New Jersey....
A common concern among many people receiving SSI is what will happen to their benefits if they get stable employment. The concern is understandable and this article tackles what you can expect when you find yourself in this situation. How are your benefits vs. income...