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In New Jersey and throughout the country, in order to qualify for Social Security Disability Insurance benefits, you must prove that you are unable to work because of your condition. It sounds simple, but the approval process is a complicated one. The Social Security...
It's important to understand the distinction between long-term care policies and other health plan types in New Jersey. Although they may seem to work similarly, they differ in many ways. Which insurance types offer long-term care? With standard health insurance and...
Many employees in New Jersey and around the country have health plans through their employers that are regulated by the Employee Retirement Income Security Act (ERISA). This law establishes the standards and procedures for making claims for benefits and appealing...
In New Jersey and around the country, many employers chose to develop health care plans for their employees that are governed by ERISA (the Employment Retirement Income Security Act of 1974). Because these programs often do not operate exactly like a private health...
If you work in New Jersey, you may wonder what would happen if you had a sudden injury that left you unable to perform your usual tasks. Will my employer's plan cover it? Under New Jersey state law, most employers are required to offer worker's compensation for...
Social Security replaces a portion of your income when you retire. New Jersey retirees will begin receiving benefits at the federal retirement age between 66 and 67 years old. Social Security bases your benefit payment on your highest 35 years of earnings. Social...
If you are unable to work because of a disability, you may be wondering if you are eligible for Social Security Disability Insurance (SSDI). The answer is: it depends. Do you have a serious disability? The Social Security Administration (SSA) defines a disability as...
The Social Security system is one of the largest bureaucracies in New Jersey and the rest of the United States. Decisions that it makes often take time and effort from processors and medical professionals. In some instances, this time is unnecessary and can be harmful...
If you are eligible for Medicare benefits in New Jersey, there are two types of advantage plan options available to you. You can choose to enroll in a Medicare Advantage plan or purchase a Medigap policy. While both options can help you cover your medical costs, they...
Many New Jersey residents depend on Social Security Disability Insurance (SSDI) for income after experiencing a disabling condition that prevents them from earning full-time gainful employment. If your physical or mentally disabling condition prevents you from...
