Did you know that Social Security Disability Insurance (SSDI) covers mental illness? Disabling conditions can be physical or mental, something the Social Security Administration (SSA) recognizes. If you have a debilitating cognitive or psychological condition that impacts your ability to work, SSDI may be available to help sustain you and your family.
Some New Jersey residents who are suffering from a specific disability and meet the criteria to get Supplemental Security Income can receive their benefits in a presumptive manner. The basic criteria for SSI is being 65 or older, blind or disabled. Presumptive disability or presumptive blindness payments may be awarded when a person's issues are so obvious that the Social Security Administration will make the payments prior to the case being examined and assessed to determine if the benefits are warranted. It is important to understand both the conditions under which it is possible to receive presumptive benefits and the fact that the benefits will not continue indefinitely.
When a New Jersey resident seeks Social Security disability benefits because of an injury, illness or condition, there might be certain misconceptions about several issues. Basic factors are eligibility and how much disability pays a person who is found to be disabled. While these might see as if they are secondary concerns when the person has reached the point where their issues are preventing them from working and they need the help that disability provides, it remains imperative to think about these issues as the process moves forward.
When a New Jersey resident is disabled and is seeking to exercise their right to ERISA or when trying to get long-term disability benefits from a private insurer, one of the key factors is to show the necessary medical evidence and documentation to prove that the benefits are warranted. Many people are denied benefits simply because they did not have the medical evidence and documentation required or they did not present it in a way that the company deems satisfactory. This is where the importance of having strong legal assistance becomes more pronounced.