New Jersey residents are generally aware of Social Security Disability Insurance, but there are specific facts about the federal government program that many people do not realize. Claims are typically denied unless the submitted medical issue is already approved per...
Important facts about SSD “freeze” in New Jersey
If you're disabled, you know that there are many obstacles that can come your way. An unexpected illness or condition may force you to stop working. While you may receive sick leave, that might reduce your future Social Security benefits. Luckily, a Social Security...
Differences between SSDI and SSI
The Social Security Administration offers two different disability programs for New Jersey residents who can qualify before the standard retirement age. Those are Social Security Disability Insurance and Supplemental Security Income. They are typically known as SSDI...
The four levels of appeal for Social Security Disability benefits
When people in New Jersey apply for Social Security Disability benefits, they often face a denial after the initial stage. While these applicants may have serious disabilities preventing them from working or returning to their jobs, less than one-quarter of initial...
The role of long-term disability insurance in your financial plan
You may have a financial plan, but have you thought of what happens if you become fully or partially disabled? Long-term disability insurance provides a needed safety net for anyone who suffers an injury or illness that affects his or her ability to work. Some...
What you need to know about applying for SSD benefits
Applying for Social Security disability benefits has changed over time, so there are many things you need to know before submitting your application in New Jersey. It may be helpful to go over some critical questions surrounding this topic to give you a better...
How your SSDI claim is evaluated
Being physically or mentally disabled can lead to a significant decrease in your overall quality of life, especially if you are still expected to work, but cannot. If you live in the state of New Jersey and are thinking of filing for Social Security Disability...
Can other benefits affect Social Security disability payments?
People in New Jersey who receive Social Security Disability Insurance (SSDI) may have their benefits reduced when they receive certain other types of benefits. If you receive other benefits in addition to SSDI, knowing how they may affect your benefit payments can...
Certain medical conditions can lead to expedited decisions
In New Jersey, the application and approval process for Social Security disability benefits can take months or years for many people. However, applicants with certain medical conditions listed by the Social Security Administration might be eligible for an expedited...
How does SSDI reconsideration work?
Social Security Disability Insurance benefits could provide a financial lifeline to persons unable to work. The Social Security Administration requires applicants to meet all criteria for approval or face a denial of benefits. New Jersey residents who receive a denial...
