If a person is applying for Social Security disability benefits, it is generally a good idea to include recent medical records in their application. However, obtaining these records may be difficult if a person lacks adequate medical insurance. Here are some ways to...
The ill effects of Social Security backlog in New Jersey
The Government Accountability Office, a government watchdog group, recently conducted a study on the adverse effects caused by the backlog in the Social Security system. In the time period studied, the GAO discovered that over 100,000 people died while waiting on...
Common reasons why disability claims are denied
Across New Jersey and in other parts of the U.S., millions of people who apply for Social Security benefits and are denied each year. The reasons for a denial of a Social Security disability claim are numerous, but there are several common reasons why a claim might be...
Social Security Disability Insurance and prescription meds
When applying for Social Security Disability Insurance, or SSDI, in New Jersey, there are many factors that the Social Security Administration will consider. Because a person must be disabled and unable to work to get the benefits, there are certain questions that...
What to avoid after a benefits claim is denied
When you file a disability claim in New Jersey or any other state, it will be sent to an examiner for review. There is a chance that your initial application will be denied. However, this doesn't necessarily mean that you won't eventually be approved for payments at a...
What to know about long-term disability policies
Individuals in New Jersey and throughout the country who go on long-term disability remain out of work for 34.6 months on average. Long-term care policies typically go into effect anywhere from 10 to 53 weeks after an individual is forced to leave work because of an...
Understanding the basic requirements to qualify for SSDI benefits
When a New Jersey resident applies for Social Security disability, it can be a worrisome time. Simply having a condition, illness or injury that prevents them from working might not be sufficient to qualify. It is important to understand the foundational requirements...
How to obtain disability insurance
Regardless of how old a New Jersey resident is, it may be a good idea to purchase a disability insurance policy. Research suggests that up to 25% of all workers will experience a significant injury before they reach their retirement age. While those who are classified...
Applying for Social Security Disability benefits
When people in New Jersey are too disabled to continue to work, they may turn to Social Security Disability for support. One-quarter of all Americans become disabled before age 67, and in many cases, this may interfere with their ability to work, especially in jobs...
How digestive issues can lead to SSD disability benefits
As a New Jersey resident, if you have ulcerative colitis, it may be possible to obtain Social Security Disability benefits. In some cases, you could qualify under the listing for adult digestive system disorders. It is also possible that you will qualify based on the...
