Working hard allows us to enjoy a certain standard of living throughout our lifetime. However, we do not stay young forever, and as we age, we are more prone to injuries and critical illnesses that can prevent us from continuing to work. Your entire life and career...
Social Security Disability
How SSDI grid rules affect older blue-collar worker’s benefits
After decades of working physically demanding jobs, as an older blue-collar worker, you may be unable to continue due to a disabling condition. With limited options to transfer to a new line of work, you may struggle to make ends meet and access the support you need....
The five-step evaluation for SSD in New Jersey
An applicant who applies for Social Security Disability in New Jersey has a decent chance of approval. That’s because New Jersey approves around 52 percent of its SSD claims. That’s a significant amount compared to the approval rates for most other states. However,...
Can I qualify for both SSDI and Medicaid at the same time?
Though Social Security Disability Insurance (SSDI) is of great help, it only covers total disabilities, which can leave room for financial concerns. This is why it is good to have other sources of benefits, such as Medicare and Medicaid. However, Medicare has a...
Dealing with the SSDI claims backlog in New Jersey
The backlog of Social Security Disability Insurance (SSDI) claims is a persistent problem that has plagued the Social Security Administration (SSA) for many years. Despite several efforts to reduce the backlog, the issue persists, and more than one million people are...
8 documents you need for your disability benefit claim
Applying for a disability benefit these days is easier than it used to be. You can begin the process by calling in, visiting your local Social Security office or going on their website. Then, you need to submit your Social Security number, followed by other documents...
Important facts about the Social Security trial work period
Many New Jersey residents rely on Social Security payments to survive. While these payments may serve as much-needed relief, many who rely on Social Security find the application process difficult. One of the more complex aspects of Social Security involves the Trial...
SSDI’s cost-of-living adjustment for 2023 in New Jersey
When consumer prices go up in New Jersey, Social Security beneficiaries need a hedge to protect them. That's where the annual COLA (cost-of-living adjustment) comes in. This is an essential update to SSDI benefits that survivors, retirees and disability payment...
How the SSA determines SSDI eligibility
In New Jersey and throughout the country, in order to qualify for Social Security Disability Insurance benefits, you must prove that you are unable to work because of your condition. It sounds simple, but the approval process is a complicated one. The Social Security...
Social Security procedures and processes
Social Security replaces a portion of your income when you retire. New Jersey retirees will begin receiving benefits at the federal retirement age between 66 and 67 years old. Social Security bases your benefit payment on your highest 35 years of earnings. Social...