When a New Jersey resident applies for Social Security disability, it can be a worrisome time. Simply having a condition, illness or injury that prevents them from working might not be sufficient to qualify. It is important to understand the foundational requirements...
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Month: April 2020
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Has your long-term disability claim been denied?
New Jersey residents who have submitted insurance claims may have experienced denials. Although being denied is not uncommon, the insured may have questions, especially as far as private long-term disability is concerned. The Employee Retirement Act of 1974, or ERISA,...
How to obtain disability insurance
Regardless of how old a New Jersey resident is, it may be a good idea to purchase a disability insurance policy. Research suggests that up to 25% of all workers will experience a significant injury before they reach their retirement age. While those who are classified...