Amidst the clamor of today's fast-paced world, the profound significance of mental health can sometimes elude our collective awareness. Mental health impacts every aspect of our lives, just as our physical health does, yet it's often stigmatized. While more people are...
ERISA
Former football players form a class-action lawsuit against the NFL
New Jersey is a state full of avid football fans. Whether you root for the local USFL team, the New Jersey Generals, or a nearby NFL team, it's hard to deny that football is a hard-hitting sport. However, ten former NFL players, including Willis McGahee, Jason Alford,...
How does ERISA protect you?
The Employee Retirement Income Security Act (ERISA) is a federal law that establishes minimum requirements for retirement and health care plans of private companies. It protects employees and their beneficiaries by setting a higher standard for employers to follow if...
The types of disability insurance in New Jersey you need to know
If you live in New Jersey, you may be considering disability insurance to protect yourself in the event of unexpected injuries or illnesses. There are several types of disability insurance available, including ERISA/Private Long Term Disability insurance. What...
What should I know about my ERISA plan?
The Employee Retirement Income Security Act (ERISA) has various provisions, such as ensuring workers know the essentials about their plans. This policy forces managers or administrators to give their beneficiaries vital information about their benefits or their...
Does ERISA cover my plan?
Illnesses often catch workers by surprise, leaving them unprepared and vulnerable. Fortunately, you can count on health or disability benefits to keep up with your bills. You can rely on these coverages because they are usually protected by federal policies, including...
Understanding the pros and cons of short term disability insurance in New Jersey
Short-term disability insurance is a type of insurance that provides financial protection to individuals who are unable to work due to a temporary disability. In New Jersey, short-term disability insurance typically covers disabilities that last for a few weeks or...
‘New Evidence’ in an ERISA claim in New Jersey
When an employee files a lawsuit against their employer in New Jersey for violations of the Employee Retirement Income Security Act (ERISA), one of the key elements of the case is whether or not the new evidence presented is enough to allow the court to overturn the...
How to file a successful ERISA appeal
In New Jersey and around the country, many employers chose to develop health care plans for their employees that are governed by ERISA (the Employment Retirement Income Security Act of 1974). Because these programs often do not operate exactly like a private health...
Is my disability plan governed under ERISA?
The Employee Retirement Income Security Act (ERISA) was passed to protect retirement savings for New Jersey and the nation's employees. The act illustrates guidelines for employers' management and distribution of retirement funds. ERISA covers most employee retirement...