On behalf of The Law Offices of Steven Gaechter | Apr 23, 2020 | Blog, ERISA
New Jersey residents who have submitted insurance claims may have experienced denials. Although being denied is not uncommon, the insured may have questions, especially as far as private long-term disability is concerned. The Employee Retirement Act of 1974, or ERISA,...
On behalf of The Law Offices of Steven Gaechter | Mar 19, 2020 | ERISA
In New Jersey, companies that operate a defined contribution retirement plan have a fiduciary obligation to the plan participants and beneficiaries. There has been a wave of lawsuits against companies for alleged breaches of these fiduciary duties. One of the major...
On behalf of The Law Offices of Steven Gaechter | Jan 2, 2020 | ERISA
The federal statutes are laced with many acronyms, including IRS, SSA, HIPAA, ERISA, SSDI, and many others. Each acronym refers to a federal statute or portions of a single statute. Two of the most important acronyms for employees are HIPAA and ERISA. Both statutes...
On behalf of The Law Offices of Steven Gaechter | Dec 12, 2019 | ERISA
The Employee Retirement Income Security Act (ERISA) affects employees in New Jersey and all across the country by setting regulations on the management of employer-sponsored retirement plans. If a member of a retirement plan subject to ERISA believes that the...
On behalf of The Law Offices of Steven Gaechter | Dec 6, 2019 | ERISA
The Employee Retirement Income Security Act may be one of the most complex federal statutes that affects the rights of everyday workers. The Act was passed in 1985 to protect the contributions and benefits that workers make to retirement plans offered by employers and...
On behalf of The Law Offices of Steven Gaechter | Nov 7, 2019 | ERISA
One of the most beneficial federal statutes has an especially ominous nickname: COBRA. The name stands for Congressional Omnibus Budget Reconciliation Act. The statute was passed in 1985 to assist employees whose group health insurance was discontinued, either because...
On behalf of The Law Offices of Steven Gaechter | Oct 24, 2019 | ERISA
The Employee Retirement Income Security Act is a federal statute intended to protect workers’ rights under various benefit plans that may be provided by an employer. ERISA does not require New Jersey employers to provide specific kinds of plans, but once an...
On behalf of The Law Offices of Steven Gaechter | Sep 20, 2019 | ERISA
New Jersey workers who take part in the Employee Retirement Income Security Act are doing so to make certain they are fully protected with their health and retirement plans while employed in a private industry. The law requires that these workers are given information...
On behalf of The Law Offices of Steven Gaechter | Jul 18, 2019 | ERISA
For New Jersey residents who find themselves in need of bridge medical coverage after job loss, the Consolidated Omnibus Budget Reconciliation Act, commonly known as “COBRA,” can be a lifesaver for the individual and a family. Much like other work-related...
On behalf of The Law Offices of Steven Gaechter | May 3, 2019 | ERISA
For New Jersey residents who have privately bought disability insurance on their own or are taking part in a group plan offered by employers, it can be confusing and worrisome when they are injured, ill or disabled and they realize that they need to use the benefits....
