ERISA protects New Jersey workers from sub-standard health care and retirement plans a private employer might offer. There are several audit procedures in place to make the evaluation process fair and accessible for everyone. Recently, the AICPA added a new standard....
Is your disability plan covered under ERISA?
ERISA got enacted in the 1970s to protecting worker's rights for retirement accounts that get backed by employers. As such, certain plans are exempt from ERISA, including IRAs and government pensions in New Jersey. What Standards do Employers Under ERISA Need to Meet?...
A disability lawyer could help with the ERISA claim process
The Employee Retirement Income Security Act (ERISA) is a federal law that focuses mostly on retirement plans in Hackensack, New Jersey. However, it also affects employee benefits and disability insurance plans. How does ERISA affect disability benefits? ERISA only...
An overview of ERISA plans and retirement
Dealing with retirement plans can be confusing. The language used and options offered may be unfamiliar or seem complex, and on top of that, you may be concerned about making the right decision for yourself and your family in New Jersey. You may have encountered the...
Common ERISA violations
New Jersey and every other state in the union must adhere to ERISA law. ERISA is a system that seek to protect employees from private employers who offer their employees certain plans such as profit-sharing and health care plans, to name a few. Private employers must...
IRAs, disabilities and workers
Several different instruments are available for retirement savings. Many New Jersey residents have a 401(k) or 403(b) through their employers. Recently, the idea of automatic IRAs has been gaining ground. They provide important advantages for small employers. They're...
How to file an ERISA appeal in New Jersey
The Employee Retirement Income Security Act (ERISA) establishes certain standards for health insurance plans purchased through your employer. These standards include the claim and appeal process, as well as the information that your insurance company is required to...
Do fiduciaries have total control over an ERISA plan?
Retirement plan fiduciaries do, indeed, have major control over most accounts they manage for particular employers with respect to employee retirement funds. Employees are often also bound by income tax laws for some accounts, such as a 401(k) retirement savings...
Protection under ERISA for participants of benefits plans
While employers are not required to offer benefits to their workers, many employees in New Jersey receive health insurance and other perks through their jobs. Benefits plans that are offered by private employers are covered by the requirements of the Employee...
There are signs your 401k may be being tampered with
New Jersey residents know that their 401k plans will help them live comfortably after they retire. They pay into their plans every year to make sure that when they retire, they have the money that they need to continue to live comfortably. They have every right to...
