The Employee Retirement Income Security Act (ERISA) has various provisions, such as ensuring workers know the essentials about their plans. This policy forces managers or administrators to give their beneficiaries vital information about their benefits or their...
ERISA
Does ERISA cover my plan?
Illnesses often catch workers by surprise, leaving them unprepared and vulnerable. Fortunately, you can count on health or disability benefits to keep up with your bills. You can rely on these coverages because they are usually protected by federal policies, including...
Understanding the pros and cons of short term disability insurance in New Jersey
Short-term disability insurance is a type of insurance that provides financial protection to individuals who are unable to work due to a temporary disability. In New Jersey, short-term disability insurance typically covers disabilities that last for a few weeks or...
‘New Evidence’ in an ERISA claim in New Jersey
When an employee files a lawsuit against their employer in New Jersey for violations of the Employee Retirement Income Security Act (ERISA), one of the key elements of the case is whether or not the new evidence presented is enough to allow the court to overturn the...
How to file a successful ERISA appeal
In New Jersey and around the country, many employers chose to develop health care plans for their employees that are governed by ERISA (the Employment Retirement Income Security Act of 1974). Because these programs often do not operate exactly like a private health...
Is my disability plan governed under ERISA?
The Employee Retirement Income Security Act (ERISA) was passed to protect retirement savings for New Jersey and the nation's employees. The act illustrates guidelines for employers' management and distribution of retirement funds. ERISA covers most employee retirement...
ERISA and disability benefits: What you need to know
Disability benefits can be one of the most important benefit categories that a New Jersey employee receives. They pay workers who are unable to earn income otherwise and can allow them to stay on top of bills and remain in their homes. These benefits are governed by a...
ERISA rules for providers of group health plans
Every participating employer has to meet certain obligations under ERISA laws. The purpose is to protect the rights of employees who enroll in employee benefits plans to make sure they are fully compensated. New Jersey employers that provide group health plans have to...
What to do when your ERISA claim gets denied in New Jersey
ERISA is a federal law that regulates employee benefit plans. If you have been denied benefits under an ERISA-covered plan in New Jersey, here are some of your options. ERISA in New Jersey ERISA is the Employee Retirement Income Security Act of 1974. This law...
Your CIGNA claim might receive denial
Residents of New Jersey might want to learn more about ERISA long-term disability and the reasons that CIGNA claims are often denied. There are several reasons why this might happen, and you do not want to be caught with a surprise. What is ERISA? The Employment...