Under federal law, the Employee Retirement Income Security Act of 1974 ensures that private employers provide their workers with an adequate retirement plan. While this is ERISA's main purpose, its provisions also extend into other benefits that employees are entitled...
The ERISA claims and appeals process
Residents of Hackensack and other areas of New Jersey may want to learn more about how to file and appeal claims under ERISA, which stands for the federal Employee Retirement Income Security Act. Here are the steps for a self-insured employer's plan. 1. Contact your...
When can you appeal a denial claim in New Jersey?
When the short-term or long-term disability benefits you have been receiving are coming to an end, you can appeal to have your employer or insurance company keep giving you your benefits. Read on to find out what to do and when you can appeal a denial claim in New...
ERISA auditing has a new standard
ERISA protects New Jersey workers from sub-standard health care and retirement plans a private employer might offer. There are several audit procedures in place to make the evaluation process fair and accessible for everyone. Recently, the AICPA added a new standard....
Is your disability plan covered under ERISA?
ERISA got enacted in the 1970s to protecting worker's rights for retirement accounts that get backed by employers. As such, certain plans are exempt from ERISA, including IRAs and government pensions in New Jersey. What Standards do Employers Under ERISA Need to Meet?...
A disability lawyer could help with the ERISA claim process
The Employee Retirement Income Security Act (ERISA) is a federal law that focuses mostly on retirement plans in Hackensack, New Jersey. However, it also affects employee benefits and disability insurance plans. How does ERISA affect disability benefits? ERISA only...
An overview of ERISA plans and retirement
Dealing with retirement plans can be confusing. The language used and options offered may be unfamiliar or seem complex, and on top of that, you may be concerned about making the right decision for yourself and your family in New Jersey. You may have encountered the...
Common ERISA violations
New Jersey and every other state in the union must adhere to ERISA law. ERISA is a system that seek to protect employees from private employers who offer their employees certain plans such as profit-sharing and health care plans, to name a few. Private employers must...
IRAs, disabilities and workers
Several different instruments are available for retirement savings. Many New Jersey residents have a 401(k) or 403(b) through their employers. Recently, the idea of automatic IRAs has been gaining ground. They provide important advantages for small employers. They're...
How to file an ERISA appeal in New Jersey
The Employee Retirement Income Security Act (ERISA) establishes certain standards for health insurance plans purchased through your employer. These standards include the claim and appeal process, as well as the information that your insurance company is required to...
