Health care coverage is a hot button issue for New Jersey residents and people across the nation. Protections that are given to workers via the Consolidated Omnibus Budget Reconciliation Act are vital for those who are at risk of losing their coverage. COBRA gives a temporary continuation of the plan the person was on if it would otherwise end. Understanding who is eligible for COBRA is essential when there is a chance that benefits will be lost.
Each disability is its own case with its own distinctions. As applicants consider Social Security Disability Insurance, it’s important to remember there is flexibility to meet individual situations. Like most government entities, the rules are dense and precise. This doesn’t mean they follow a one-size-fits-all model.
Some New Jersey applicants for Social Security disability benefits will not be approved right away. There are times when the Social Security Administration will need more information before deciding on a claim. This is when a consultative examination might be requested. People who are seeking SSD benefits should be cognizant of all the various medical requirements that are needed to be approved. It might be worrisome to have a consultative examination, but it does not automatically mean the application will be denied.
For New Jersey residents who are seeking Supplemental Security Income, there are a seemingly endless number of rules and requirements for them to receive an approval. In truth, it is not that complex if the person has legal assistance and understands the rules. For those who meet the income and disability requirements to get SSI benefits, there are other factors that must be taken into consideration. One is if the person is in an institution and is anticipating a release. There are steps to take to get the SSI benefits quicker than they otherwise would. This is what is known as the prerelease procedure.
For people in New Jersey who are approved for and are receiving Social Security disability benefits, it is vital to remember that in many cases, the benefits will not go on indefinitely. This is true whether the benefits are from Social Security Disability Insurance or Supplemental Security Income. The Social Security Administration can stop the benefits if the person no longer has a qualifying disability or if the circumstances change. However, a person whose SSD benefits are stopped still has recourse and can appeal the decision. There are important points to remember regarding an appeal of stopped benefits.