Dealing with a chronic illness, disease or severe injury can require plenty of rest, which may keep you from working or earning a living. If you are a resident of New Jersey, understanding the definition of "disability" under your long-term disability insurance plan...
What causes disability benefits to end?
When you begin receiving Social Security disability benefits in New Jersey, you will most likely continue to unless a medical evaluation shows you are able to work again at a defined income capacity. You need to report certain changes like beginning to work for Social...
Don’t give up if your disability insurance claim is denied
Many people applying for a disability insurance claim in New Jersey have their first application denied. At first glance, many people think that if they were denied, they don't qualify. Instead of giving up, appealing your claim could help you get the funds you need....
Private disability insurance may cover mental illness
Residents of New Jersey and the Hackensack area may want to learn how an insurance plan for disability can help when you can't earn an income from your job. In the case of mental illness, there may not be denial of a policy as a pre-existing condition. In fact, you...
A valuable primer on long-term disability insurance benefits
For physically challenged workers unable to perform their jobs for extended periods, long-term disability insurance is a solid option that just may prevent them from financial disaster. Long-term disability insurance benefits usually pay workers 40% to 60% of their...
