Private long-term disability insurance provides you with financial stability when you are unable to work due to an injury or disability. The purpose of long-term disability insurance is to help you pay your bills and maintain your standard of living until you can go...
If you’ve purchased long-term disability insurance, then you expect your policy to kick in during your time of need. After all, you’ve paid your premiums to uphold your end of the bargain, so your insurer should do the same. Unfortunately, though, that isn’t always...
When you suffer from a physical or mental condition that renders it difficult to work, you might turn to a private long-term disability insurance policy to help you get through your disability until you reach the point that you can return to work. Although a lot of...
For those that have not heard of private long-term disability insurance, it serves as a vital safeguard for individuals in New Jersey facing incapacitation due to severe illness or injury. This insurance provides financial support by replacing a portion of the...
No one ever expects to become disabled. But it can happen without any notice, and if you’re not prepared, you can face significant financial struggles. That’s why many New Jersey residents turn to private long-term disability and ERISA plans for coverage. These...
Many people get Private Long-Term Disability insurance to protect their financial well-being. It is especially important for people who have a high risk of getting a long-term disability, like people who work in dangerous jobs or have a family history of disabilities....
While many in New Jersey and around the nation can lead normal lives with multiple sclerosis, the condition can sometimes become severe enough that disability benefits are needed to care for financial obligations and pay for healthcare costs. The type of benefits...
For those who have private long-term disability insurance, you are the kind of person that plans ahead. If you need it, you may wonder whether you can still apply for Social Security Disability Insurance as well. SSDI is, essentially, federal long-term disability...
Deciding to get long-term disability insurance is like facing a choice between two important job offers. On the one hand, there's private insurance. This choice offers a customizable package tailored to your unique circumstances. It is like a job role that aligns...
Some workers and employees face occupational risks regularly. They could implement strict safety regulations but suffer severe injuries due to inevitable accidents. These incidents could cause medical conditions or disabilities that last a long time. Fortunately, they...
