The Employee Retirement Income Security Act (ERISA) establishes specific standards concerning certain health and retirement plans for employees in the United States. This law imposes requirements to plan providers, such as keeping participants informed and committing...
Accidents and illnesses can happen to anyone, anytime. Even if you have health insurance in New Jersey, it may not be enough to cover the costs associated with a disabling injury or illness. That's why supplemental long-term disability insurance is so important. It...
Social Security Disability Insurance (SSDI) payments are a lifeline for New Jersey residents who are unable to work, either temporarily or permanently. Because the application process is sometimes uncertain and difficult, many people wonder how long it will take to...
Joining an ERISA-regulated retirement plan may leave you wondering if there are any restrictions on whom you can name as a beneficiary. Whomever you name will receive the benefits of your plan after your passing. Naturally, most people want these benefits to go to a...
