Your parents are important fixtures in your life. They taught you, comforted you and nurtured you. When you were down, your mom wrapped you up in her arms and told you everything would be alright. When you fell and scraped your knee, your dad was swift to remedy the cut with a bandage and some words of encouragement.
In the mid-1970's, the United States government created the Employee Retirement Income Security Act of 1974, commonly known as ERISA. The purpose of ERISA is to protect the assets of American workers, including New Jersians, who have put in contributions towards their retirement funds, such as a pension.
There are two programs offered by the Social Security Administration to help victims of injuries or illnesses in the United States who are unable to work - the Social Security Disability Insurance program, or SSDI and the Supplemental Security Income program, or SSI. While the Social Security Disability Insurance programs is paid for and handles victims who paid into the program through payroll taxes, Supplemental Security Income is geared towards Americans who did not pay into the SSDI program, are unable to work and who meet minimum income thresholds.
Many people who have been permanently injured or diagnosed with chronic diseases may not consider applying for Social Security Disability benefits because of how difficult the process may be. Indeed, qualifying for benefits is no easy process. After all, the Social Security Administration receives more than two million applications each year. Of these applicants, an average of 885,000 received benefits.