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July 2019 Archives

What should you know about the duration requirement?

When seeking Social Security Disability benefits or Supplemental Security Income in New Jersey, it is important to understand the basic requirements. One critical factor is how long the applicant's impairment has lasted and is expected to last. This is a fundamental part of the decision-making process and those who are considering applying for SSD benefits should know what the rules are for the impairment and if it meets the 12-month requirement.

Does COBRA mimic the health benefit plans you had before?

For New Jersey residents who find themselves in need of bridge medical coverage after job loss, the Consolidated Omnibus Budget Reconciliation Act, commonly known as "COBRA," can be a lifesaver for the individual and a family. Much like other work-related benefits programs like ERISA and EBSA providing disability coverage and other benefits, COBRA lets people pay a certain amount to maintain medical coverage. Like any federal plan of this kind, there are certain requirements that must be met.

How does getting a loan affect SSI benefits?

Getting Supplemental Security Income (SSI) in New Jersey can be a relief to those who are disabled, blind and 65 and older with resource and income limitations. Still, getting the benefits will not automatically clear a person's financial worries so they no longer need to think about making ends meet. Part of life is unexpected expenses. If there are costs that must be paid and SSI-related benefits do not provide enough to cover them, it might be necessary to secure a loan. However, people are frequently frightened by how a loan will affect their SSI benefits. Understanding the law for this issue is imperative.

Can SSI benefits be suspended?

Being approved for Supplemental Security Income can be the equivalent of a sigh of relief for New Jersey residents. If they meet the income and resource limitation requirements, are blind, disabled and 65 or older, they are likely eligible for SSI. Even with that, there are often factors that prevent them from getting benefits. Being approved can take all the worries and fears out of the equation. That, however, does not mean the SSI benefits will continue indefinitely.

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Hasbrouck Heights, NJ 07604

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