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August 2019 Archives

Increase income even when getting SSD benefits

Getting approved for Social Security Disability (SSD) benefits will be a relief for New Jersey residents who are disabled and unable to work. Frequently, they will be grateful what they receive in disability payments and will not think about other strategies to increase their income. This is a mistake that can limit their ability to accrue savings. Understanding common misconceptions about SSD benefits and potential financial assistance is a key to maximizing the benefits and other sources of income while remaining eligible.

Denied SSI claims have different aspects for reconsideration

When applying for Social Security disability benefits of any kind in New Jersey, there is a chance that the claim will be denied. There are levels of appeal for all claims including Supplemental Security Income. Since SSI benefits are for those who are blind, disabled, 65 and older and have financial limitations, there are many reasons why a claim might be denied. If the applicant believes the denial was a mistake, then he or she has the right to appeal. The first level of appeal is reconsideration. Understanding all the parts of reconsideration is a foundational aspect to having the decision changed to an approval. A law firm that understands how to appeal denied SSI claims can help.

What exactly is ERISA?

The Employee Retirement Income Security Act (ERISA) is complicated law passed in 1974. It’s essential function, as outlined by, is to protect those participating in retirement and health insurance plans offered by their employer.

What if I believe the judge was unfair in my disability case?

When a New Jersey resident is suffering from an injury, illness or condition that renders them unable to work, they have the right to seek Social Security disability benefits. While the Social Security Administration strives to treat every applicant fairly, it is not uncommon for disputes to arise when a case is denied. The Administrative Law Judge conducting the hearing is expected to make the determination based on the case evidence. While it is unusual, it is possible that the ALJ might have done something inappropriate or outright wrong to warrant a complaint. When this happens, it is critical to have legal representation.

Can you work without losing disability benefits?

There is a misplaced belief that people in New Jersey who are getting Social Security Disability benefits cannot work at all. The idea that a person who needs disability benefits to make ends meet and get the treatment required for their issue is unable to work is flat out wrong. People who get SSD benefits can try to work. However, it is important to understand the rules when doing so.

Understanding how income is subtracted from SSI benefits

Since New Jersey residents must meet certain requirements to be eligible for Supplemental Security Income, it is obviously imperative to know what those requirements are. The requirements include being blind or disabled, being 65 or older and being limited in income and resources. If the person's income or resources go beyond a certain level, then they cannot get SSI benefits. As people prepare to file their application, income is frequently forgotten even though it is one of the most important factors.

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