For those that have not heard of private long-term disability insurance, it serves as a vital safeguard for individuals in New Jersey facing incapacitation due to severe illness or injury. This insurance provides financial support by replacing a portion of the...
When Congress passed the Employee Retirement Security Act of 1974, better known as ERISA, lawmakers intended to set certain minimum standards for private employer-provided health and retirement benefits programs. Today, half a century later, ERISA covers more than 60%...
While you hope that Social Security disability benefits will provide you with the financial relief that you need after suffering a debilitating injury or medical condition, many disability claims are initially denied. What does that mean for you? If your claim is...
