New Jersey residents who receive social security disability insurance benefits do so because they have been deemed unable to work. While you may not be able to return to your full-time career, you may want to take up a part-time job. However, you don’t want to lose out on your SSDI benefits if you do.
The rules are strict
Those receiving SSDI may only work part-time under strict conditions. The cap limit for monthly earnings is $1,309 for all SSDI recipients that aren’t blind. Those who are blind may not exceed a total monthly earnings amount of $2,189. If a person receiving benefits earns more than this cap, they can lose their benefits. The Social Security Administration calls earnings higher than these cap limits substantial gainful activity or SGA for short.
The Ticket to Work exception
The Social Security Administration does offer an exception to these maximum earning limits if the person is a part of the Ticket to Work program. This is one of several programs that the SSA offers those with disabilities to help them transition into a more self-supporting lifestyle. Individuals under this program will engage in job training and trial work experiences.
Throughout the program, the SSDI recipient will still receive all of their benefits. However, once they go off of their program to take a full-time position, they will lose their SSDI benefits. In the event that the recipient’s condition starts to worsen due to their new job, they may quit and resume their SSDI benefits.
SSDI benefits can be a lifesaver for those who are living with a disability that hinders their ability to return to their career. However, with many different types of jobs out there, a disabled person may be able to find a full-time job through one of the SSA programs. If you still have questions regarding your benefits, it might be beneficial to speak with an experienced attorney on the subject.