For millions of Americans struggling with a disability, having access to Social Security Disability Insurance is one of the few ways to help them attain financial stability. If you or someone you love in New Jersey is struggling to get their claim approved by the federal government, the information below can help shed light on the most common reasons for claim rejection. These insights may provide you with the power and tools you need to access much-needed funds.
Lack of documentation
Social Security Disability Insurance (SSDI) claims are most commonly denied because the person’s disability was improperly documented. When applying for benefits, you should include important medical documentation that clearly demonstrates your need for the SSDI. You should include information from your doctor’s office that covers your diagnosis, how your disability impacts your ability to work, any tests conducted, and your course of treatment.
The previously mentioned documents are particularly important if you have a disability that is not easily seen, such as a mental health condition, internal problems such as chronic pain issues, or a major internal organ failure. Know that you will also need to prove that you have been unable to work for at least one year due to your disability. Making sure to include important medical documents will make for a strong case and may lead to less time wasted on appealing the initial decision.
Another critical component of applying for SSDI is ensuring that you have a sufficient work history to qualify for the benefits. To qualify for benefits, you must have worked at least five of the last ten years. Additionally, you must be over the age of 21 to receive SSDI. If you are unsure if you meet these qualifications, it may be difficult to get your claim approved.
Applying for SSDI is often one of the most challenging experiences you will face. Using the above knowledge while applying for benefits may help demystify the process and help you on the road to claiming the benefits you need.