Mental disability is not always an impediment to work. Some people diagnosed with psychiatric illnesses can hold down a job and enjoy long and successful careers. Yet you may feel crippled by your disability. Your attempts at treating it may have proven fruitless, and...
Long-Term Disability Insurance
The financial strain on those with disabilities
Although the federal government provides financial assistance to those with disabilities, it may not be enough. The poverty level of people with disabilities is two times higher than individuals without a disability.Types of benefits Social Security Disability...
Are you at risk for multiple sclerosis?
Facing a life-altering diagnosis is intimidating but important. Early detection of all ailments is crucial to the management and treatment of a disease. This is also true if you’re concerned that you’re experiencing symptoms of multiple sclerosis (MS)....
What everyone seeking long-term disability benefits needs to know
It is difficult to face the emotions involved when reaching this point in your life where the word “disability” now relates to your identity. Many families and loved ones feel the ripple effect of change that occurs when you are diagnosed with an...
What is MS and how can it impact your job?
You’ve been working at your job for several years. The company is great and you have turned coworkers into lifelong friends. You enjoy the work that you do and most days are relatively pleasant. As far as careers go, yours has been going smoothly.But now you...
The process of filing an LTD claim under Chronic Fatigue Syndrome
Chronic Fatigue Syndrome is not just a diagnosis. It affects every aspect of your life, including your livelihood. This, in turn, affects the children you are trying to raise and support and the home you may be afraid of losing. Unfortunately, not many insurance...
The #1 challenge to getting disability benefits? Complexity.
The question: What kind of people are entitled to disability benefits?The answer: Every kind of people. From old to young, from advanced degrees to GEDs. So why does Social Security make it so complicated?One reason for the complexity is money. If it were easy to...
Fibromyalgia is painful and may keep your father from working
You have seen your father work hard. He spent his days teaching, tinkering and building. As you’ve grown and he’s aged, you may have noticed that your dad has some pain. It’s possible he tried to keep it from you. Maybe he downplayed what was...



