If you are unable to work because of a disability, you may be wondering if you are eligible for Social Security Disability Insurance (SSDI). The answer is: it depends. Do you have a serious disability? The Social Security Administration (SSA) defines a disability as...
The Social Security system is one of the largest bureaucracies in New Jersey and the rest of the United States. Decisions that it makes often take time and effort from processors and medical professionals. In some instances, this time is unnecessary and can be harmful...
If you are eligible for Medicare benefits in New Jersey, there are two types of advantage plan options available to you. You can choose to enroll in a Medicare Advantage plan or purchase a Medigap policy. While both options can help you cover your medical costs, they...
Many New Jersey residents depend on Social Security Disability Insurance (SSDI) for income after experiencing a disabling condition that prevents them from earning full-time gainful employment. If your physical or mentally disabling condition prevents you from...
Your ability to make a living in New Jersey and enjoy life is critical. If you were to be suddenly faced with a disability that prevents you from working for months or years, the business you spent years building, your savings or even your job will be at risk....
Mental and nervous conditions like post-traumatic stress disorder and depression may hinder you from working or going about your daily life. Sadly, some insurance companies may limit coverage or refuse to insure you on the account that it is not an actual disability -...
The Employee Retirement Income Security Act (ERISA) was passed to protect retirement savings for New Jersey and the nation's employees. The act illustrates guidelines for employers' management and distribution of retirement funds. ERISA covers most employee retirement...
For millions of Americans struggling with a disability, having access to Social Security Disability Insurance is one of the few ways to help them attain financial stability. If you or someone you love in New Jersey is struggling to get their claim approved by the...
Disability benefits can be one of the most important benefit categories that a New Jersey employee receives. They pay workers who are unable to earn income otherwise and can allow them to stay on top of bills and remain in their homes. These benefits are governed by a...
Short-term disability is defined differently from long-term disability based on the length of the payments and other factors. There are advantages and disadvantages of each type of insurance policy and some people have both. Understanding the similarities and...