Being physically or mentally disabled can lead to a significant decrease in your overall quality of life, especially if you are still expected to work, but cannot. If you live in the state of New Jersey and are thinking of filing for Social Security Disability...
When the short-term or long-term disability benefits you have been receiving are coming to an end, you can appeal to have your employer or insurance company keep giving you your benefits. Read on to find out what to do and when you can appeal a denial claim in New...
If you have long-term disability insurance in New Jersey, it's important to know about riders. A rider is similar to an additional policy feature that can offer you even more coverage. It's understandable if you find this subject intimidating, so here's an explanation...
Dealing with a chronic illness, disease or severe injury can require plenty of rest, which may keep you from working or earning a living. If you are a resident of New Jersey, understanding the definition of "disability" under your long-term disability insurance plan...
ERISA protects New Jersey workers from sub-standard health care and retirement plans a private employer might offer. There are several audit procedures in place to make the evaluation process fair and accessible for everyone. Recently, the AICPA added a new standard....
People in New Jersey who receive Social Security Disability Insurance (SSDI) may have their benefits reduced when they receive certain other types of benefits. If you receive other benefits in addition to SSDI, knowing how they may affect your benefit payments can...
In New Jersey, the application and approval process for Social Security disability benefits can take months or years for many people. However, applicants with certain medical conditions listed by the Social Security Administration might be eligible for an expedited...
ERISA got enacted in the 1970s to protecting worker's rights for retirement accounts that get backed by employers. As such, certain plans are exempt from ERISA, including IRAs and government pensions in New Jersey. What Standards do Employers Under ERISA Need to Meet?...
Social Security Disability Insurance benefits could provide a financial lifeline to persons unable to work. The Social Security Administration requires applicants to meet all criteria for approval or face a denial of benefits. New Jersey residents who receive a denial...
The Employee Retirement Income Security Act (ERISA) is a federal law that focuses mostly on retirement plans in Hackensack, New Jersey. However, it also affects employee benefits and disability insurance plans. How does ERISA affect disability benefits? ERISA only...