If you are in New Jersey and need disability insurance, you will have to file a claim. It's common to have your claim denied on the first attempt, but that doesn't mean it's the end and that you will never be approved for benefits. You will need to know how to appeal...
When people in New Jersey apply for Social Security Disability benefits, they often face a denial after the initial stage. While these applicants may have serious disabilities preventing them from working or returning to their jobs, less than one-quarter of initial...
You may have a financial plan, but have you thought of what happens if you become fully or partially disabled? Long-term disability insurance provides a needed safety net for anyone who suffers an injury or illness that affects his or her ability to work. Some...
Applying for Social Security disability benefits has changed over time, so there are many things you need to know before submitting your application in New Jersey. It may be helpful to go over some critical questions surrounding this topic to give you a better...
Residents of Hackensack and other areas of New Jersey may want to learn more about how to file and appeal claims under ERISA, which stands for the federal Employee Retirement Income Security Act. Here are the steps for a self-insured employer's plan. 1. Contact your...
Being physically or mentally disabled can lead to a significant decrease in your overall quality of life, especially if you are still expected to work, but cannot. If you live in the state of New Jersey and are thinking of filing for Social Security Disability...
When the short-term or long-term disability benefits you have been receiving are coming to an end, you can appeal to have your employer or insurance company keep giving you your benefits. Read on to find out what to do and when you can appeal a denial claim in New...
If you have long-term disability insurance in New Jersey, it's important to know about riders. A rider is similar to an additional policy feature that can offer you even more coverage. It's understandable if you find this subject intimidating, so here's an explanation...
Dealing with a chronic illness, disease or severe injury can require plenty of rest, which may keep you from working or earning a living. If you are a resident of New Jersey, understanding the definition of "disability" under your long-term disability insurance plan...
ERISA protects New Jersey workers from sub-standard health care and retirement plans a private employer might offer. There are several audit procedures in place to make the evaluation process fair and accessible for everyone. Recently, the AICPA added a new standard....