When Congress passed the Employee Retirement Security Act of 1974, better known as ERISA, lawmakers intended to set certain minimum standards for private employer-provided health and retirement benefits programs. Today, half a century later, ERISA covers more than 60%...
While you hope that Social Security disability benefits will provide you with the financial relief that you need after suffering a debilitating injury or medical condition, many disability claims are initially denied. What does that mean for you? If your claim is...
Bipolar disorder is a mental health condition often characterized by sudden and sometimes severe shifts in an individual’s mood, energy, and activity. Sufferers of this condition often find themselves having to deal with extreme depressive states that leave them...
No one ever expects to become disabled. But it can happen without any notice, and if you’re not prepared, you can face significant financial struggles. That’s why many New Jersey residents turn to private long-term disability and ERISA plans for coverage. These...
Many New Jersey residents count on Social Security Disability Insurance (SSDI) to provide income when they are unable to work for a long period of time. Learning you have been denied SSDI benefits can be a crushing blow, but you have a right to appeal the decision....
Social Security Disability Insurance covers many different types of mental illnesses. These illnesses are generally referred to as Mental Disorders. They are separated into 11 categories, each of which has its own criteria for an award of benefits. The space...
If you need Social Security Disability Insurance (SSDI) benefits, you must meet certain eligibility requirements. You must have paid Social Security taxes through your employer and must be unable to work because of a physical or mental impairment that is expected to...
When workers reach retirement age, they should be able to depend on their employer-provided retirement plans. They need to know that the money they put into the system is all there, and that it has been properly managed over the years. The Employee Retirement Income...
Following a work-related injury or illness, many workers turn to disability benefits to help them on their path to recovery. The Social Security Administration (SSA) is often the main source of this crucial support. However, it's not always smooth sailing, and there...
Private sector health and retirement plans in New Jersey and around the country must meet standards put into place by the Employee Retirement Income Security Act. The landmark 1974 federal law also established the Council on Employee Welfare and Pension Benefit Plans,...