Every participating employer has to meet certain obligations under ERISA laws. The purpose is to protect the rights of employees who enroll in employee benefits plans to make sure they are fully compensated. New Jersey employers that provide group health plans have to...
ERISA
What to do when your ERISA claim gets denied in New Jersey
ERISA is a federal law that regulates employee benefit plans. If you have been denied benefits under an ERISA-covered plan in New Jersey, here are some of your options. ERISA in New Jersey ERISA is the Employee Retirement Income Security Act of 1974. This law...
Your CIGNA claim might receive denial
Residents of New Jersey might want to learn more about ERISA long-term disability and the reasons that CIGNA claims are often denied. There are several reasons why this might happen, and you do not want to be caught with a surprise. What is ERISA? The Employment...
Second circuit limits scope of ERISA claims
Are you currently filing for disability in New Jersey? If so, the Second Court has limited the scope of disability benefits in a ruling that may affect you. The court further ruled that this does not make for any kind of violation of rights under ERISA. While...
Steps for filing an ERISA benefits claim
The Employee Retirement Income Security Act of 1974, or ERISA, sets the rules for how companies and employers should design retirement and health plans. The overall purpose is to protect every employee who needs to receive fair and accurate insurance benefits. There...
How ERISA disability denials work
There's an emerging trend in the world of the Employee Retirement Income Security Act of 1974 (ERISA) which is only growing more prevalent in New Jersey and across the rest of the United States. There have been countless attempts at swaying the courts to start...
Understanding ERISA in New Jersey
Under federal law, the Employee Retirement Income Security Act of 1974 ensures that private employers provide their workers with an adequate retirement plan. While this is ERISA's main purpose, its provisions also extend into other benefits that employees are entitled...
The ERISA claims and appeals process
Residents of Hackensack and other areas of New Jersey may want to learn more about how to file and appeal claims under ERISA, which stands for the federal Employee Retirement Income Security Act. Here are the steps for a self-insured employer's plan. 1. Contact your...
When can you appeal a denial claim in New Jersey?
When the short-term or long-term disability benefits you have been receiving are coming to an end, you can appeal to have your employer or insurance company keep giving you your benefits. Read on to find out what to do and when you can appeal a denial claim in New...
ERISA auditing has a new standard
ERISA protects New Jersey workers from sub-standard health care and retirement plans a private employer might offer. There are several audit procedures in place to make the evaluation process fair and accessible for everyone. Recently, the AICPA added a new standard....