Your labors, over time, might result in you developing a partial or full long-term disability that affects your ability to work and earn a living. Long-term disability is a commonly provided benefit via many group and private health insurance plans in and highly...
Business owners must wear several different hats: While they focus on ensuring that their company turns a profit, they also have to be sure that they are operating within the laws set by government agencies in New Jersey and at the federal level. One law that has to...
Some of the most important regulations related to employee retirement plans and disability issues are laid out in ERISA. ERISA is an acronym that refers to the Employee Retirement Income Security Act. It's one of the most important federal laws when it comes to...
A recent ruling involving the three-year statute of limitations involving the Employee Retirement Income Security Act (ERISA) could affect your own retirement plan savings. The unanimous 14-page ruling involving Intel Corporation Investment Policy Committee v. Sulyma...
Many people in New Jersey have short- and long-term disability coverage as a benefit through their employers. These types of benefits are covered by the Employee Retirement Income Security Act of 1974. As an ERISA-covered benefit plan, an employer-provided benefit...
Filing for disability benefits can be a frustrating experience for many claimants. Applicants are unable to work and many times must be off from work for an extended period before benefits are even available. This is not only true for New Jersey residents applying for...
New Jersey residents who have submitted insurance claims may have experienced denials. Although being denied is not uncommon, the insured may have questions, especially as far as private long-term disability is concerned. The Employee Retirement Act of 1974, or ERISA,...
In New Jersey, companies that operate a defined contribution retirement plan have a fiduciary obligation to the plan participants and beneficiaries. There has been a wave of lawsuits against companies for alleged breaches of these fiduciary duties. One of the major...
The federal statutes are laced with many acronyms, including IRS, SSA, HIPAA, ERISA, SSDI, and many others. Each acronym refers to a federal statute or portions of a single statute. Two of the most important acronyms for employees are HIPAA and ERISA. Both statutes...
The Employee Retirement Income Security Act (ERISA) affects employees in New Jersey and all across the country by setting regulations on the management of employer-sponsored retirement plans. If a member of a retirement plan subject to ERISA believes that the plan's...
