Are you currently filing for disability in New Jersey? If so, the Second Court has limited the scope of disability benefits in a ruling that may affect you. The court further ruled that this does not make for any kind of violation of rights under ERISA. While...
Are you currently paying for long-term care in New Jersey for yourself or a loved one? If so, you should be aware that your payment options may be about to change. This is due to the aging of the baby boomer generation. The cost of long-term care for the elderly is...
Persons who discover they cannot work due to a disability may seek Social Security Disability Insurance (SSDI) benefits. New Jersey residents who qualify could cover certain living expenses with the payments, provided their application receives approval. Some...
The Social Security Administration has set rules that govern how an inheritance can impact any New Jersey residents who receive disability benefits. The issue with an inheritance is that there are two distinctly different programs for those who are disabled. One...
The Employee Retirement Income Security Act of 1974, or ERISA, sets the rules for how companies and employers should design retirement and health plans. The overall purpose is to protect every employee who needs to receive fair and accurate insurance benefits. There...
You may have heard of SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) as possible disability benefits in New Jersey. SSDI is for workers who have worked a long time and paid Social Security taxes. Their time working needs to be...
Many New Jersey residents will need some type of long-term care when they grow older. Planning for potential long-term care needs well in advance might help people better afford the types of care that they might require. Most people do not want to go to skilled...
There's an emerging trend in the world of the Employee Retirement Income Security Act of 1974 (ERISA) which is only growing more prevalent in New Jersey and across the rest of the United States. There have been countless attempts at swaying the courts to start...
Every worker faces the risk of becoming disabled and needing years of an alternate source of income. Millions of workers have benefited from receiving disability income insurance. The first step is to know how much a long-term disability policy in New Jersey will...
If you don't agree with the decision made by the Social Security Administration regarding your claim for disability benefits, you can submit an appeal. Most of the time, that will involve a hearing in front of an administrative law judge, or ALJ. However, this can be...