New Jersey residents know that their 401k plans will help them live comfortably after they retire. They pay into their plans every year to make sure that when they retire, they have the money that they need to continue to live comfortably. They have every right to...
Employer-sponsored pension plans in New Jersey and around the country must meet standards laid down by the Employee Retirement Income Security Act. When these standards are not met, employees may file lawsuits against their employers in federal court. One such lawsuit...
New Jersey residents who receive Social Security Disability Insurance or veterans disability benefits will see a cost-of-living increase in 2021, according to a national benefits selection services company. The increase will occur in January. SSDI annual...
A case against Huntington Ingalls Industries relating to ERISA has been allowed to proceed to trial. The Employee Retirement Income Security Act, or ERISA, requires employers to meet certain standards when offering pension plans to their employees. According to a...
While many employers in New Jersey offer disability insurance, some people might want to buy private insurance to supplement their income in the event that they can't work for long periods of time. Otherwise, they might not be able to pay for their health care and...
Filing for disability claims in New Jersey seems like a process requiring little more than following detailed steps. Filing out necessary forms combined with providing evidence seems simple. That said, someone decides on applications. Denials are possible, although an...
New Jersey workers often rely on their pensions and disability insurance as safety nets for the future. ERISA is a fundamental part of protecting workers from employer wrongdoing in these areas. Still, companies are often accused of misdeeds by violating regulations...
People in New Jersey who have private or employer-sponsored temporary or long-term disability insurance may have an important financial safety net if they suffer disabling injuries or illnesses that prevent them from returning to their jobs temporarily or permanently....
The Employment Retirement Income Security Act of 1974, more popularly known as ERISA, protects the retirement incomes of individuals in New Jersey and throughout the country. When disputes arise over ERISA benefits, an "actuarial equivalence" challenge might arise....
If a person is applying for Social Security disability benefits, it is generally a good idea to include recent medical records in their application. However, obtaining these records may be difficult if a person lacks adequate medical insurance. Here are some ways to...