Where can people in New Jersey find help with ERISA violations?

| Oct 19, 2020 | Social Security Disability

A case against Huntington Ingalls Industries relating to ERISA has been allowed to proceed to trial. The Employee Retirement Income Security Act, or ERISA, requires employers to meet certain standards when offering pension plans to their employees. According to a former employee, the company violated ERISA standards by offering out-of-date pension plans.

The former employee claimed that the company used an outdated mortality table from 1971 to calculate employee’s monthly pension plans. As a result, their payments were much lower than they would be if the company had used modern statistics. The employee claims that this is a violation of ERISA.

The company requested that the case be dismissed, but a judge ruled that the case is allowed to proceed. The pension plan affects multiple employees who were hired before June 2004.

Where can employees go for help with disability claims?

Many employers offer disability insurance that claims to offer long-term coverage. However, some businesses and insurance companies are reluctant to pay the full amount unless the employee is backed by an attorney. For this reason, employees might find it beneficial to hire an attorney if they’re having trouble securing their disability benefits.

An attorney may be able to help their client with a wide range of insurance- and pension-related issues, including disputes over insurance payouts, long-term disability, ERISA violations and more. The attorney might help their client file a claim quickly and easily. If the claim is denied, the attorney may be able to help their employee negotiate with the insurance company.

If all else fails, an attorney might help their client launch a lawsuit against their employer or insurance company. Some insurance companies repeatedly deny claims in the hopes that the employee will give up the fight. An attorney may be able to help their client pursue the case until they receive their benefits.