Disability insurance can be vital for New Jersey residents to be prepared for unexpected occurrences that leave them unable to work. It could stem from an injury or illness. Regardless of how it happened, knowing the basics of long-term disability is integral to...
In New Jersey, companies that operate a defined contribution retirement plan have a fiduciary obligation to the plan participants and beneficiaries. There has been a wave of lawsuits against companies for alleged breaches of these fiduciary duties. One of the major...
New Jersey residents may be concerned about proposed changes that could affect the way Social Security Disability Insurance cases are handled. The proposals, released in November 2019, would require SSDI recipients to show repeatedly that their medical conditions had...
You’ve paid into the system, and now you’re looking for the help they promised. While you may be in dire need of financial aid to get by with a disability, it’s not always so easy to get assistance. The average award was just over $1,200 per month in 2018, according...
Mental disability is not always an impediment to work. Some people diagnosed with psychiatric illnesses can hold down a job and enjoy long and successful careers. Yet you may feel crippled by your disability. Your attempts at treating it may have proven fruitless, and...
A frozen shoulder, which involves joint stiffness and pain, can make it difficult or impossible to work. Those in New Jersey who have this condition may be entitled to disability benefits if it will keep them from working for at least 12 months. The same may be true...
People in New Jersey may apply for Social Security Disability Insurance benefits because they have a disabling condition that restricts them from returning to their old job or starting a new one. Whether they suffered a severe accident or developed a disabling illness...
The federal statutes are laced with many acronyms, including IRS, SSA, HIPAA, ERISA, SSDI, and many others. Each acronym refers to a federal statute or portions of a single statute. Two of the most important acronyms for employees are HIPAA and ERISA. Both statutes...
Most people in New Jersey who apply for Social Security Disability Insurance benefits consider their struggle ended when they receive a favorable decision from the Social Security Administration approving their application. However, the awarding of SSD benefits means...
Many people in New Jersey and elsewhere receive financial assistance under either the Social Security Disability Insurance ("SSDI") program or the Supplemental Security Income ("SSI") program. The differences between the two plans are fairly obvious to beneficiaries,...