A private long-term disability insurance policy should give you a certain level of peace of mind. And when something goes tragically wrong and you need to rely on that disability insurance policy, your insurance provider should step in to protect you. Yet, all too...
If you suffer from a medical condition that renders you unable to work, then you need some sort of financial support. One of your best options is the Social Security Disability system. Here, if you can demonstrate that your medical condition meets specific...
The Social Security Fairness Act passed on January 5, 2025, aims to fix unfair cuts in Social Security benefits for certain retirees and public workers. It removes the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) to boost benefits for those...
Private long-term disability insurance provides you with financial stability when you are unable to work due to an injury or disability. The purpose of long-term disability insurance is to help you pay your bills and maintain your standard of living until you can go...
Supplemental Security Income (SSI) is a program in the U.S. that gives money to older people, blind people, and people with disabilities who have little or no income. These benefits help them pay for things like food, clothes and a place to live. While many people...
Social Security Disability benefits can be a financial lifesaver in your time of need. Securing these resources isn’t always as easy as it seems, though, since you have to prove certain elements of the law that are specific to your medical condition. And even after...
The most recent data on autism rates in New Jersey shows that the prevalence of autism spectrum disorder (ASD) continues to rise. According to a report from the Centers for Disease Control and Prevention (CDC) released in 2023, 1 in 34 children in New Jersey are...
Millions of Americans struggle to cope with anxiety. The condition can affect nearly every aspect of your life, rendering it hard to build and maintain relationships, engage in social settings and participate in activities that you enjoy. And if your anxiety is severe...
If you’ve purchased long-term disability insurance, then you expect your policy to kick in during your time of need. After all, you’ve paid your premiums to uphold your end of the bargain, so your insurer should do the same. Unfortunately, though, that isn’t always...
Being approved for Supplemental Security Income can be the equivalent of a sigh of relief for New Jersey residents. If they meet the income and resource limitation requirements, are blind, disabled and 65 or older, they are likely eligible for SSI. Even with that,...