The Employee Retirement Income Security Act may be one of the most complex federal statutes that affects the rights of everyday workers. The Act was passed in 1985 to protect the contributions and benefits that workers make to retirement plans offered by employers and...
ERISA
Understanding the benefits of COBRA
One of the most beneficial federal statutes has an especially ominous nickname: COBRA. The name stands for Congressional Omnibus Budget Reconciliation Act. The statute was passed in 1985 to assist employees whose group health insurance was discontinued, either because...
Enforcing a health benefits plan under ERISA
The Employee Retirement Income Security Act is a federal statute intended to protect workers' rights under various benefit plans that may be provided by an employer. ERISA does not require New Jersey employers to provide specific kinds of plans, but once an employer...
Claims and appeals for ERISA require legal advice and guidance
New Jersey workers who take part in the Employee Retirement Income Security Act are doing so to make certain they are fully protected with their health and retirement plans while employed in a private industry. The law requires that these workers are given information...
What exactly is ERISA?
The Employee Retirement Income Security Act (ERISA) is complicated law passed in 1974. It’s essential function, as outlined by smartasset.com, is to protect those participating in retirement and health insurance plans offered by their employer.If you work at a...
Does COBRA mimic the health benefit plans you had before?
For New Jersey residents who find themselves in need of bridge medical coverage after job loss, the Consolidated Omnibus Budget Reconciliation Act, commonly known as "COBRA," can be a lifesaver for the individual and a family. Much like other work-related benefits...
ERISA claims, non-ERISA claims and what a person should know
For New Jersey residents who have privately bought disability insurance on their own or are taking part in a group plan offered by employers, it can be confusing and worrisome when they are injured, ill or disabled and they realize that they need to use the benefits....
What does ERISA do to protect me if I am disabled?
With jobs and benefits in flux with the changing landscape in New Jersey and across the nation, being protected for the future is one of the biggest concerns that people will have. The potential for suffering an injury that leaves a worker disabled and unable to work...
Did your company deny your ERISA benefits? Your rights to a claim
You require ERISA benefits after you retire. Perhaps you face the need for a surgical operation or believe you should receive to a specific amount of biweekly payments, but your former company denies your request for compensation for your surgery or miscalculated your...
A lawyer can help with ERISA
When a New Jersey resident is disabled and is seeking to exercise their right to ERISA or when trying to get long-term disability benefits from a private insurer, one of the key factors is to show the necessary medical evidence and documentation to prove that the...




