Individuals in New Jersey and throughout the country who go on long-term disability remain out of work for 34.6 months on average. Long-term care policies typically go into effect anywhere from 10 to 53 weeks after an individual is forced to leave work because of an...
Social Security Disability
Understanding the basic requirements to qualify for SSDI benefits
When a New Jersey resident applies for Social Security disability, it can be a worrisome time. Simply having a condition, illness or injury that prevents them from working might not be sufficient to qualify. It is important to understand the foundational requirements...
How to obtain disability insurance
Regardless of how old a New Jersey resident is, it may be a good idea to purchase a disability insurance policy. Research suggests that up to 25% of all workers will experience a significant injury before they reach their retirement age. While those who are classified...
Applying for Social Security Disability benefits
When people in New Jersey are too disabled to continue to work, they may turn to Social Security Disability for support. One-quarter of all Americans become disabled before age 67, and in many cases, this may interfere with their ability to work, especially in jobs...
How digestive issues can lead to SSD disability benefits
As a New Jersey resident, if you have ulcerative colitis, it may be possible to obtain Social Security Disability benefits. In some cases, you could qualify under the listing for adult digestive system disorders. It is also possible that you will qualify based on the...
Policy change may endanger SSD benefit recipients
New Jersey residents may be concerned about proposed changes that could affect the way Social Security Disability Insurance cases are handled. The proposals, released in November 2019, would require SSDI recipients to show repeatedly that their medical conditions had...
Working toward a happy ending can require a sturdy start
You’ve paid into the system, and now you’re looking for the help they promised. While you may be in dire need of financial aid to get by with a disability, it’s not always so easy to get assistance. The average award was just over $1,200 per month in 2018, according...
Individuals with frozen shoulders may be entitled to benefits
A frozen shoulder, which involves joint stiffness and pain, can make it difficult or impossible to work. Those in New Jersey who have this condition may be entitled to disability benefits if it will keep them from working for at least 12 months. The same may be true...
Applying for Social Security benefits with medical records
People in New Jersey may apply for Social Security Disability Insurance benefits because they have a disabling condition that restricts them from returning to their old job or starting a new one. Whether they suffered a severe accident or developed a disabling illness...
Obtaining SSDI benefits for a spouse or family members
Most people in New Jersey who apply for Social Security Disability Insurance benefits consider their struggle ended when they receive a favorable decision from the Social Security Administration approving their application. However, the awarding of SSD benefits means...



