New Jersey residents are generally aware of Social Security Disability Insurance, but there are specific facts about the federal government program that many people do not realize. Claims are typically denied unless the submitted medical issue is already approved per...
If you're disabled, you know that there are many obstacles that can come your way. An unexpected illness or condition may force you to stop working. While you may receive sick leave, that might reduce your future Social Security benefits. Luckily, a Social Security...
Disability insurance is a common benefit for employees, but the default options don't always provide enough coverage. If you live in New Jersey and you think that the base offerings available to you through work for disability insurance don't cut it, then you might...
The Social Security Administration offers two different disability programs for New Jersey residents who can qualify before the standard retirement age. Those are Social Security Disability Insurance and Supplemental Security Income. They are typically known as SSDI...
Under federal law, the Employee Retirement Income Security Act of 1974 ensures that private employers provide their workers with an adequate retirement plan. While this is ERISA's main purpose, its provisions also extend into other benefits that employees are entitled...
If you are in New Jersey and need disability insurance, you will have to file a claim. It's common to have your claim denied on the first attempt, but that doesn't mean it's the end and that you will never be approved for benefits. You will need to know how to appeal...
When people in New Jersey apply for Social Security Disability benefits, they often face a denial after the initial stage. While these applicants may have serious disabilities preventing them from working or returning to their jobs, less than one-quarter of initial...
You may have a financial plan, but have you thought of what happens if you become fully or partially disabled? Long-term disability insurance provides a needed safety net for anyone who suffers an injury or illness that affects his or her ability to work. Some...
Applying for Social Security disability benefits has changed over time, so there are many things you need to know before submitting your application in New Jersey. It may be helpful to go over some critical questions surrounding this topic to give you a better...
Residents of Hackensack and other areas of New Jersey may want to learn more about how to file and appeal claims under ERISA, which stands for the federal Employee Retirement Income Security Act. Here are the steps for a self-insured employer's plan. 1. Contact your...