Many people in New Jersey have short- and long-term disability coverage as a benefit through their employers. These types of benefits are covered by the Employee Retirement Income Security Act of 1974. As an ERISA-covered benefit plan, an employer-provided benefit...
Filing for disability benefits can be a frustrating experience for many claimants. Applicants are unable to work and many times must be off from work for an extended period before benefits are even available. This is not only true for New Jersey residents applying for...
When applying for Social Security Disability Insurance, or SSDI, in New Jersey, there are many factors that the Social Security Administration will consider. Because a person must be disabled and unable to work to get the benefits, there are certain questions that...
When you file a disability claim in New Jersey or any other state, it will be sent to an examiner for review. There is a chance that your initial application will be denied. However, this doesn't necessarily mean that you won't eventually be approved for payments at a...
Individuals in New Jersey and throughout the country who go on long-term disability remain out of work for 34.6 months on average. Long-term care policies typically go into effect anywhere from 10 to 53 weeks after an individual is forced to leave work because of an...
When a New Jersey resident applies for Social Security disability, it can be a worrisome time. Simply having a condition, illness or injury that prevents them from working might not be sufficient to qualify. It is important to understand the foundational requirements...
New Jersey residents who have submitted insurance claims may have experienced denials. Although being denied is not uncommon, the insured may have questions, especially as far as private long-term disability is concerned. The Employee Retirement Act of 1974, or ERISA,...
Regardless of how old a New Jersey resident is, it may be a good idea to purchase a disability insurance policy. Research suggests that up to 25% of all workers will experience a significant injury before they reach their retirement age. While those who are classified...
When people in New Jersey are too disabled to continue to work, they may turn to Social Security Disability for support. One-quarter of all Americans become disabled before age 67, and in many cases, this may interfere with their ability to work, especially in jobs...
As a New Jersey resident, if you have ulcerative colitis, it may be possible to obtain Social Security Disability benefits. In some cases, you could qualify under the listing for adult digestive system disorders. It is also possible that you will qualify based on the...