When a New Jersey resident applies for Social Security disability, it can be a worrisome time. Simply having a condition, illness or injury that prevents them from working might not be sufficient to qualify. It is important to understand the foundational requirements...
New Jersey residents who have submitted insurance claims may have experienced denials. Although being denied is not uncommon, the insured may have questions, especially as far as private long-term disability is concerned. The Employee Retirement Act of 1974, or ERISA,...
Regardless of how old a New Jersey resident is, it may be a good idea to purchase a disability insurance policy. Research suggests that up to 25% of all workers will experience a significant injury before they reach their retirement age. While those who are classified...
When people in New Jersey are too disabled to continue to work, they may turn to Social Security Disability for support. One-quarter of all Americans become disabled before age 67, and in many cases, this may interfere with their ability to work, especially in jobs...
As a New Jersey resident, if you have ulcerative colitis, it may be possible to obtain Social Security Disability benefits. In some cases, you could qualify under the listing for adult digestive system disorders. It is also possible that you will qualify based on the...
Disability insurance can be vital for New Jersey residents to be prepared for unexpected occurrences that leave them unable to work. It could stem from an injury or illness. Regardless of how it happened, knowing the basics of long-term disability is integral to...
In New Jersey, companies that operate a defined contribution retirement plan have a fiduciary obligation to the plan participants and beneficiaries. There has been a wave of lawsuits against companies for alleged breaches of these fiduciary duties. One of the major...
New Jersey residents may be concerned about proposed changes that could affect the way Social Security Disability Insurance cases are handled. The proposals, released in November 2019, would require SSDI recipients to show repeatedly that their medical conditions had...
You’ve paid into the system, and now you’re looking for the help they promised. While you may be in dire need of financial aid to get by with a disability, it’s not always so easy to get assistance. The average award was just over $1,200 per month in 2018, according...
Mental disability is not always an impediment to work. Some people diagnosed with psychiatric illnesses can hold down a job and enjoy long and successful careers. Yet you may feel crippled by your disability. Your attempts at treating it may have proven fruitless, and...